October 16, 2013
I’m so excited to announce that I’m a California Restaurant Association Member!
I can’t wait to start networking and sharing what I can offer to restaurants and vendors of the restaurant community.
I have learned it’s crucial for restaurants to think local and my business intelligence tool is PERFECT for knowing who your customers are and where you need to promote more of your business. I am ready for new relationships in this community of restaurants.
Is anyone here part of the CRA? I would love any advice you have for a new member.
December 4, 2013
HOW DOES IT WORK?
Usually the virus payload hides in an attachment to a phishing message from popular companies like FEDEX, UPS giving tracking information or a bank attachment for a money transfer. All the attachments show as a harmless PDF. Once its downloaded it targets files with:
.odt, *.ods, *.odp, *.odm, *.odc, *.odb, *.doc, *.docx, *.docm, *.wps, *.xls, *.xlsx, *.xlsm, *.xlsb, *.xlk, *.ppt, *.pptx, *.pptm, *.mdb, *.accdb, *.pst, *.dwg, *.dxf, *.dxg, *.wpd, *.rtf, *.wb2, *.mdf, *.dbf, *.psd, *.pdd, *.pdf, *.eps, *.ai, *.indd, *.cdr, *.jpg, *.jpe, img_*.jpg, *.dng, *.3fr, *.arw, *.srf, *.sr2, *.bay, *.crw, *.cr2, *.dcr, *.kdc, *.erf, *.mef, *.mrw, *.nef, *.nrw, *.orf, *.raf, *.raw, *.rwl, *.rw2, *.r3d, *.ptx, *.pef, *.srw, *.x3f, *.der, *.cer, *.crt, *.pem, *.pfx, *.p12, *.p7b, *.p7c
When it finds a file matching that extension, it encrypts the file using a public key and then makes a record of the file in the Windows registry under HKEY_CURRENT_USER\Software\CryptoLocker\Files. It then prompts the user that his or her files have been encrypted and that he or she must use prepaid cards or Bitcoin to send hundreds of dollars to the author of the malware.
Keep your computers secure! Don’t let this happen to your business!
December 2, 2013
The PCI Security Standards Council has released the latest version 3.0 of PCI Data Security Standard (PCI DSS) and Payment Application Data Security Standard (PA-DSS). It will go into effect Jan 1, 2014. Changes are made to the standards every three years, based on feedback from the Council’s global constituents.
Version 3.0 will help organizations make payment security part of their business-as-usual activities by introducing more flexibility, and an increased focus on education, awareness and security as a shared responsibility.
Click the link for an easy to understand infographic of the latest version 3.0 PCIDSS
For more information on version 3.0 visit www.pcisecuritystandards.org
November 25, 2013
BIG thank you to all my followers! I hope to keep this blog informative for all you business owners and please feel free to reach out to me if you have any questions regarding PCI or payment options.
November 20, 2013
At a restaurant in Washington D.C they’ve replaced paper menus with Tablets. Read about a customers first hand experience and the pros and cons of using a tablet menu. Which would you prefer?
November 13, 2013
Lenders and institutional investors are rushing into the restaurant space seeing a more upbeat outlook for 2014. Find out why they are more willing to lend and what you still need to look out for in 2014. Read More……
November 11, 2013
Did you know that 2.4 million small businesses are owned by US Veterans? And that those firms employ some 5.8 million people? Undoubtably the impact veterans have goes far beyond the combat field so today, in honor of Veterans Day here in the US, I wanted to share with readers some of the resources that are available for veterans who are interested in starting their own small businesses.
November 8, 2013
Christmas is less than 7 weeks away!! Do your customers have the option of buying gift cards to give out as Christmas presents? Or, maybe you can run a special with loyalty cards during the holiday season.
Don’t wait any longer so your business can make the most out of this holiday season!!
November 4, 2013
All merchants will fall into one of the four merchant levels based on Visa transaction volume over a 12-month period. Transaction volume is based on the aggregate number of Visa transactions (inclusive of credit, debit and prepaid) from a merchant Doing Business As (‘DBA’). In cases where a merchant corporation has more than one DBA, Visa acquirers must consider the aggregate volume of transactions stored, processed or transmitted by the corporate entity to determine the validation level. If data is not aggregated, such that the corporate entity does not store, process or transmit cardholder data on behalf of multiple DBAs, acquirers will continue to consider the DBA’s individual transaction volume to determine the validation level.
Merchant levels as defined by Visa:
|Any merchant — regardless of acceptance channel — processing over 6M Visa transactions per year. Any merchant that Visa, at its sole discretion, determines should meet the Level 1 merchant requirements to minimize risk to the Visa system.|
|Any merchant — regardless of acceptance channel — processing 1M to 6M Visa transactions per year.|
|Any merchant processing 20,000 to 1M Visa e-commerce transactions per year.|
|Any merchant processing fewer than 20,000 Visa e-commerce transactions per year, and all other merchants — regardless of acceptance channel — processing up to 1M Visa transactions per year.
Article from PCI Compliance Guide