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A Brief Description of the 12 PCI DSS Requirements

December 12, 2012

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Listed below are the twelve requirements for PCI DSS Compliance. For more information on achieving PCI DSS Compliance, contact Tina Louise Penn

BUILD AND MAINTAIN A SECURE NETWORK

  • Requirement 1: Install and maintain a firewall configuration to protect cardholder data
  • Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters

PROTECT CARDHOLDER DATA

  • Requirement 3: Protect stored cardholder data
  • Requirement 4: Encrypt transmission of cardholder data across open, public networks

MAINTAIN A VULNERABILITY MANAGEMENT PROGRAM

  • Requirement 5: Use and regularly update anti-virus software
  • Requirement 6: Develop and maintain secure systems and applications

IMPLEMENT STRONG ACCESS CONTROL MEASURES

  • Requirement 7: Restrict access to cardholder data by business need-to-know
  • Requirement 8: Assign a unique ID to each person with computer access
  • Requirement 9: Restrict physical access to cardholder data

REGULARLY MONITOR AND TEST NETWORKS

  • Requirement 10: Track and monitor all access to network resources and cardholder data
  • Requirement 11: Regularly test security systems and processes

MAINTAIN AN INFORMATION SECURITY POLICY

  • Requirement 12: Maintain a policy that addresses information security

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